John Otto
We offer low mortgage rates along with a convenient online loan application process supported by a team of experienced loan officers.
John Otto
Loan Officer
My reviews on Google
I am a real estate agent and John is one of the best and most responsive lenders I have worked with. Sometimes lenders put listing agents on a "need to know" basis and then decide they don't need to know anything; you hear from them during the contract process and then not again until we get the clear to close. John was in contact with updates frequently.
My seller was purchasing a home out of state the day after closing so any misstep would impact this sale and the next one as well. There were no issues. The process could not have gone more smoothly and I'm sure that is due to John's diligence and professionalism. Highly recommend.
John goes above and beyond with every transaction he has closed for us. 5 STAR SERVICE EVERY TIME. Thank you for exceeding our expectations every time….
Why are our rates so low?
- 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 218 lenders in real-time for you.
- 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
- 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.
OUR ACCOMPLISHMENTS
218+
Number of Lenders
9725+
1550+
What makes us different?
Lenders
- Provide customized, real-time rate quotes
- Immediate notification of any market rate movements
- Comprehensive rate comparisons across all lenders
Loan Factory
- Provide customized, real-time rate quotes
- Immediate notification of any market rate movements
- Comprehensive rate comparisons across all lenders
Other brokers
- Provide customized, real-time rate quotes
- Immediate notification of any market rate movements
- Comprehensive rate comparisons across all lenders
